Tanggungjawab Konsumen yang Dinyatakan Wanprestasi Terhadap Kontrak Leasing pada PT. Federal Internasional Finance Medan

Abstract

PT. Federal International Finance Medan, in order to facilitate the implementation of leasing agreements, PT. Federal International Finance Medan is better known as a financial institution (lessor), in the business of providing capital goods / consumer goods, and in facilitating the implementation of two-wheeled motorized vehicle leasing agreements. In the implementation of such cooperation it does not always run smoothly. As a consumer party (lessee), in the implementation of cooperation with the lessor (financing institution) risk can occur. then to what extent the lessee is responsible in accordance with the provisions in the leasing agreement agreed upon by the parties. Based on the research title above, the formulation of the problem is as follows: How is the contract arrangement in the leasing at PT. Federal International Finance Medan. How to determine the default of consumers at PT. Federal International Finance Medan. How is the responsibility after the default lease at PT. Federal International Finance Medan. The approach method used in this research is normative juridical, which is a study which starts deductively with an analysis of the articles in the laws and regulations governing the above problems. Jurisdictional legal research means research that refers to existing literature studies or to secondary data used. Secondary data is a source of research data obtained through intermediary media or indirectly in the form of books, records, existing evidence, or archives both published and not publicly published. To find out how the responsibility after the default lease at PT. Federal International Finance Medan. In determining consumer defaults at PT. Federal International Finance Medan as a whole is very clear what is given by the leasing party where all the provisions of the applicable provisions must be known and agreed to the agreement in writing, starting from signing the contract sheet, signing the fiduciary sheet, insurance sheet, fine sheet. So that in the future in order to facilitate claims in the event of something unwanted it can happen such as the loss of a Honda motorcycle used by consumers. For consumers, they should be more careful in carefully and thoroughly the contents of the contract agreement agreement in accordance with the terms given by the PT. Federal International Finance Medan. So that they know what their rights and responsibilities are in order to avoid undesirable things. For companies, namely PT. Federal International Finance Medan, should not make difficulties for consumers in submitting purchases of new motorbikes and if there is a claim of loss of a motorcycle Honda should be given convenience to consumers.