Pengaruh Uang Pinjaman dan Pembiayaan Gadai Emas Terhadap Laba Bersih Pada PT Pegadaian (Persero) Kanwil I Medan

Abstract

This study aims to determine the effect of Loan Money (X1) and Gold Pawn Financing (X2) on Net Profit (Y) partially and simultaneously at PT Pegadaian (Persero) Medan Regional Office I. This type of research used in this research is quantitative research. The population used in the study is the financial statements of PT Pegadaian (Persero) Medan Regional Office I. The sample used is PT Pegadaian (Persero) Medan Regional Office I comprehensive income statement from 2015-2018. The type of data used is quantitative data. Source of data used in research is secondary data. Data collection techniques used in this study are documentation. The data analysis technique used is the classic assumption test, multiple linear regression analysis and hypothesis testing using the SPSS version 21 application. The results of the study indicate that partially Loan Money (X1) and gold mortgage financing (X2) have a positive and significant effect on Net Income ( Y) at PT Pegadaian (Persero) Medan Regional Office I. Simultaneously, Money Loans (X1) and Gold Pawn Financing (X2) have a positive effect onNet Profit (Y) in PT Pegadaian (Persero) Kanwil I Medan's.