Analisis Kinerja Keuangan Bank Syariah dan Bank Konvensional di Masa Pandemi Covid-19 (Periode Triwulan II 2020 - Triwulan III 2021)

Abstract

Skripsi yang berjudul “Analisis Kinerja Keuangan Bank Syariah dan Bank Konvensional Dimasa Pandemi Covid-19” ini adalah hasil penelitian kuantitatif yang menguji perbedaan signifikan pada rasio keuangan CAR, NPL/NPF, ROA, ROE, BOPO, dan LDR/FDR pada bank syariah dan bank konvensional dimasa pandemi Covid-19. Adapun metode penelitian yang digunakan yaitu dengan pendekatan kuantitatif. Hasil penelitian yang diperoleh adalah, bahwa pada masa pandemi Covid-19 terdapat perbedaan yang signifikan pada rasio keuangan ROA, ROE, dan BOPO bank syariah dan bank konvensional dan tidak terdapat perbedaan yang signifikan dalam CAR, NPF/NPL dan LDR/FDR pada perbankan syariah dan konvensional. The study entitled "Financial Performance Analysis of Islamic Banks and Conventional Banks During the Covid-19 Pandemic" is the result of a quantitative study that examines significant differences in the financial ratios of CAR, NPL/NPF, ROA, ROE, BOPO, and LDR/FDR in Islamic banks and conventional banks during the Covid-19 pandemic. The research method used is a quantitative approach. The results obtained are that during the Covid-19 pandemic there were significant differences in the financial ratios of ROA, ROE, and BOPO of Islamic banks and conventional banks and there were no significant differences in CAR, NPF/NPL and LDR/FDR in Islamic banking. and conventional.