Tinjauan Yuridis Penyelesaian Sengketa Konsumen Pada Perjanjian Pembiayaan Konsumen (Studi Kasus Putusan No: 380/Pdt.sus.BPSK/2016/PN.Mdn)

Abstract

The settlement of consumer disputes in consumer financing agreements by the parties to the dispute in the breach shall be treated to a creditor who does not fulfill his obligations in the consumer financing agreement. The problem in this research is whether the factors that cause consumer dispute on the decisions No 380/pdt.sus.BPSK/2016 Pn.Mdn and the legal consequences of consumer disputes on consumer financing by the courts on decision No 380/pdt.sus.BPSK/2016 Pn.Mdn. Research method that is done is libary research. The result of this research is the factors of the occurrence of consumer dispute on consumer financing agreement is not fulfilled the obligations of the debtor to the creditor, especially in performing car installment by the debtor and the existence of bad faith element from the debtor to the creditor. The legal consequence is article 1243 the debtor is obliged to pay compensation after being declared negligent he did not meet the achievement