Akibat Hukum Debitur Wanprestasi pada Perjanjian Kredit (Studi Kasus Putusan No.346/Pdt.G/2013/PN.Mdn)

Abstract

Basically, both the creditor and the debtor do not want the latest credit transaction with the execution of the guarantee. Credit is provided in the hope of helping the debtor better than before receiving the credit, so that it will be able to earn more profits and be able to pay off the loan. The purpose of this study is to determine the effect and judge's legal considerations in deciding wanprestasi on the credit agreement on the decision. 346 / PDT. G./2013/PN.MDN. The type of research used in answering the problem in this thesis discussion is normative juridical research that refers to legal norms. This qualitative analysis is basically an exposition of the theories raised so that from the theories can be drawn some things that can be made conclusions and discussion of this thesis. Result of research Due to credit agreement between the plaintiff and Defendant the panel of judges has the defendant in response to the immediate (debtor fee) to the plaintiff of Rp. 731.151.431.54 (Seven Hundred and Thirty One Thousand Four Thirty Hundred Thirty One 54/100), instantly and simultaneously plus a running of 1.5% (One point five percent) per month calculated from its debit tray calculated since date of June 1, 2013 and so on until paid off, and punish to pay the cost of the case which has now been held for Rp. 2.986.000 (two million hundred and eight hundred and eighty six thousand rupiah).