Pengaruh Tingkat Pendapatan Premi, Klaim dan Hasil Investasi Terhadap Laba Perusahaan Asuransi (Studi Pada Perusahaan Asuransi Jiwa Yang Terdaftar di Bursa Efek Indonesia) Periode 2016-2018

Abstract

Insurance is a fund-raising agency that is sourced from receiving insurance premiums from the public and channeling them with claims. In addition to receiving premiums, the company also places funds in the form of investments. This researcher aims to partially determine the effect of the level of premium income (X1), claims (X2) and investment yield (X3) on company profits (Y). The type of research used is associative. The population in this study is the financial statements of 15 insurance companies. The sample of this study is a financial report that is public. The company criteria used as a sample of companies in this study are life insurance companies that consistently publish annual financial reports from 2016-2018, life insurance companies that are actively operating in 2016-2018. The type of data used in this study is quantitative data. The data source used in this study is secondary data obtained from the website. The technique used by the author to collect the data needed in this study is the method of library study and documentation. This study uses multiple linear analysis techniques using SPSS Version 22.0. The results showed that partially the Premium Income Level (X1) had a negative and significant effect on the Company's Profit, Claims (X2) had a positive and significant effect on profits, the Investment Return (X3) had a positive and significant effect on the Company's Profit. The resulting coefficient of determination is 0.587, which means that the percentage of influence of the independent variable (Level of Premium Income, Claims, Investment Results) on the dependent variable (Company Profit) is 58.7%.