Pengaruh Pembiayaan Murabahah dan Pembiayaan Musyarakah Terhadap Profitabilitas Pada Bank Umum Syariah Periode 2016-2018

Abstract

This study aims to determine the effect of murabahah financing and musyarakah financing on profitability in Islamic Banks in the 2016-2018 period. This type of research is associative. Data collection method in this research is documentation method. The data used is the annual Islamic Commercial Bank financial statements from 2016 to 2018. To manage and analyze the data obtained and make research conclusions used quantitative data analysis using panel data regression analysis with Eviews version 9.0. The results showed that, murabaha financing variable (X1) had a positive and significant effect on profitability (Y) in Sharia Commercial Banks for the 2016-2018 period and murabaha financing variable (X2) had a positive and significant effect on profitability (Y) in Sharia Commercial Banks in the 2016-2018 period.