Pengaruh Suku Bunga dan Inflasi Terhadap Return on Asset Pada PT. Bank Perkreditan Rakyat (BPR) Mitradana Madani Medan

Abstract

The purpose of this study was to obtain empirical evidence about the influence of interest rates and inflation on return on assets (ROA) at PT. Mitradana Madani People's Credit Bank Medan. This type of research is causal associative. The data source in this study is secondary data. This data collection technique is documentation. The population used in this study is the monthly financial statement data at PT. Mitradana Madani Medan Rural Bank (BPR) in 2015-2019. The sample of this study is the financial statements recorded for 60 months in January 2015-December 2019. The type of data used in this study is quantitative. The data analysis technique used is multiple linear regression analysis using the SPSS 25.00 for Windows software program. The results showed that the interest rate partially had a significant effect on Return On Assets (ROA) Inflation did not significantly influence Return On Assets (ROA). While together interest rates and inflation have a significant effect on Return On Assets (ROA).