Pengaruh Kredit Pegawai Terhadap Kinerja Pegawai Pada Kantor Wilayah Kementrian Agama Provinsi Sumatera Utara

Abstract

Bank as a financial institution whose main activities are collecting funds from the public in the form of deposits (demand deposits, savings deposits, time deposits) and then delivered back to the community in the form of credit funds or other forms, to improve the standard of living of the people. Given the condition of Indonesian economy is still below standard, where the income of the people is still below average, then in this case the role of bank lending in the areas of great importance. Benefits of the credit channeled by BRI to the staff of the Ministry of Religious Affairs of North Sumatra province is the first, in general, be able to take advantage of employee earnings, which will be received in the future to purchase their goods and services. Second, in order to meet the needs and requirements urgent. Another benefit has been the impact of these loans for employees is that they become motivated to keep the spirit of work because they feel must repay the loan to the BRI. The purpose of this study was to determine how the Effect of Credit Employees Against Employee Performance in the Regional Office of Religious Affairs of North Sumatra province. By using the Spearman Rho test, which is one of the test bivariate non-parametric associative. This means that non-parametric tests were used to test the compatibility between two groups of variables that come from different subject or also called free data with scale ordinal data, the obtained test Spearman correlation coefficient with the amount of research data 66, then the value of Sig. (2-tailed) are 0,000, it can be concluded there is a significant relationship between credit facility with the performance. Furthermore, of the output is also known Correlation Coefficient (correlation coefficient) of 0.469, then this value describes the relationship is between the credit performance.