Please use this identifier to cite or link to this item: https://repositori.uma.ac.id/handle/123456789/8248
Title: Pengaruh Risiko Kredit, Biaya Operasional Pendapatan Operasional , dan Rasio Kecukupan Modal Terhadap Tingkat Profitabilitas Pada Perusahaan Perbankan Yang Terdaftar Di Bursa Efek Indonesia
Authors: Nainggolan, Rutma Basa
metadata.dc.contributor.advisor: Siregar, H. M Akbar
Rosmaini, syaiful
Keywords: Capital Adequacy Ratio (CAR), Non Performing Loan (NPL), Operasional Cost of Operational Income variable (BOPO), Profitability (ROA
Issue Date: Oct-2017
Publisher: Universitas Medan Area
Abstract: Banking problems in Indonesia are due to the depreciation of the rupiah, an increase in the interest rate of Bank Indonesia Certificates (SBIs), causing the increase in non-performing loans. weak internal bank conditions such as inadequate bank management, lending to groups or business groups alone and capital that can not cover the risks faced by the bank caused the bank's performance to decline. This study aims to determine the effect of each research variable, namely credit risk (NPL), operational cost of operating income (BOPO), Capital Adequacy Ratio (CAR) to Profitability (ROA). The sample was taken by purposive sampling method using 35 banking companies listed on Indonesia Stock Exchange, data analysis used in this research is multiple linear regression analysis. The results showed that credit risk variable (NPL) had a significant negative effect on profitability (ROA). Operasional Cost of Operational Income variable (BOPO) has a significant negative effect on profitability (ROA). Capital adequacy ratio (CAR) has a significant positive effect on profitability (ROA)
URI: http://repository.uma.ac.id/handle/123456789/8248
Appears in Collections:SP - Accountancy

Files in This Item:
File Description SizeFormat 
138330076Rutma Basa.pdffulltext7.45 MBAdobe PDFView/Open


Items in DSpace are protected by copyright, with all rights reserved, unless otherwise indicated.