Please use this identifier to cite or link to this item: https://repositori.uma.ac.id/handle/123456789/24183
Title: Pengaruh Capital Adequacy Ratio, Loan to Deposit Ratio, dan Biaya Operasional Pendapatan Operasional Terhadap Non Performing Loan Pada Bank Konvensional yang Terdaftar di Bursa Efek Indonesia Tahun 2019-2021
Other Titles: The Influence of Capital Adequacy Ratio, Loan to Deposit Ratio, and Operational Costs Operational Income on Non-Performing Loans in Conventional Banks Listed on the Indonesian Stock Exchange in 2019-2021
Authors: Arse, Nikyta Agnadya
metadata.dc.contributor.advisor: Rahman, Fauziah
Keywords: capital adequacy ratio;loan to deposit ratio;biaya operasional pendapatan;non performing loan;operating cost
Issue Date: Apr-2024
Publisher: Universitas Medan Area
Series/Report no.: NPM;198330149
Abstract: Penelitian ini bertujuan untuk mengetahui pengaruh capital adequacy ratio (CAR), loan to deposit ratio (LDR), dan biaya operasional pendapatan operasional (BOPO) terhadap non performing loan (NPL) pada bank konvensional yang terdaftar di Bursa Efek Indonesia (BEI) tahun 2019-2021. Populasi pada penelitian ini ialah 43 bank konvensional yang terdaftar di BEI. Data dikumpulkan dengan menggunakan teknik purposive sampling, sehingga diperoleh 10 sampel bank konvensional untuk 3 tahun pengamatan (2019-2021). Teknik penelitian yang digunakan pada penelitian ini adalah teknik penelitian kuantitatif. Teknik analisis data yang digunakan ialah analisis deskriptif, analisis linear berganda, uji asumsi klasik, dan uji hipotesis dengan menggunakan aplikasi SPSS. Hasil dari penelitian ini ialah secara parsial CAR dan BOPO berpengaruh positif dan signifikan terhadap NPL, LDR berpengaruh negatif dan signifikan terhadap NPL. Secara simultan CAR, LDR, dan BOPO secara bersama-sama berpengaruh signifikan terhadap NPL pada bank konvensional yang terdaftar di BEI tahun 2019-2021. This study aims to determine the effect of capital adequacy ratio (CAR), loan to deposit ratio (LDR), and operating costs operating income (BOPO) on non performing loan (NPL) in conventional banks listed on the Indonesia Stock Exchange (IDX) in 2019 -2021. The population of this study was 43 conventional banks registered on the IDX. Data was collected using a purposive sampling technique, so that 10 conventional bank samples were obtained for 3 years of observation (2019-2021). The research technique used in this study is quantitative research techniques. The data analysis techniques used are descriptive analysis, multiple linear analysis, classical assumption testing, and hypothesis testing using the SPSS application. The results of this study are that partially CAR and BOPO have a positive and significant effect on NPL, LDR has a negative and significant effect on NPL. Simultaneously, CAR, LDR and BOPO together have a significant effect on NPL in conventional banks listed on the IDX in 2019-2021.
Description: 69 Halaman
URI: https://repositori.uma.ac.id/handle/123456789/24183
Appears in Collections:SP - Accountancy

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198330149 - Nikyta Agnadya Arse Fulltext.pdfCover, Abstract, Chapter I, II, III, V, Bibliography1.65 MBAdobe PDFView/Open
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