Pengaruh Tingkat Pendapatan Premi, Klaim, Profitabilitas dan Beban Operasional Terhadap Pertumbuhan Aset pada Perusahaan Asuransi Syariah yang Terdaftar di Otoritas Jasa Keuangan

Abstract

This study aims to determine the effect of Income Level Premiums, Claims, Profitability and Operating Expenses partially and simultaneously on the Growth Assets in Islamic Insurance Company listed on the Financial Services Authority. Research type used in this research is the Causal design, the type of data used by the author is the quantitative data. Source data used are secondary data research. The population used by researchers is the entire Islamic insurance companies listed on the financial services authority, while the sample used in this study is Islamic insurance company with the criteria of Islamic insurance companies are actively operating and registered in 2014-2016, The company consistently publish annual reports and corporate data must be complete and in accordance with the variables studied, the sample in this study consisted of 20 Islamic insurance companies. Data collection techniques used in this study is a literature study and documentation techniques. Data analysis technique used in this study is the Classical Assumption Test, Linear Regression and Hypothesis (R2 test, t-test and test-F). The results of this study showed that the rate of Premium Income partial effect on the Growth Assets and other variables (Claims, Profitability and Operating Expenses) no partial effect on the Growth Assets and Simultaneous entire Independent Variables (Level Premium Income, Claims, profitability (ROA) effect on the Growth Asset.